Making a pawn loan at Nathan's Lynnhaven Pawn Shop is very easy. Just bring an item of value, from jewelry, gold, and laptop computers, to collectables and firearms for evaluation. No credit check is done. There are no closing fees. We make you a loan or we can buy your item and you will get cash on the spot. If you make a loan, you will have four months to repay the loan or you can pay the monthly interest and extend the loan for as long as you like. We have loan clients who have kept items safe and secure in our vaults for over 25 years.

The entire process can take less than 15 minutes. All you will need is a valid form of identification with your picture on it. When you pawn an item, you still own it, you are not selling it. We hold it for collateral until you repay your loan. You may repay the loan the same day or anytime within the four months.

For example, if you borrow money and use your diamond ring for collateral, you will watch as the item is sealed and you will have the opportunity to sign the seals. When you repay the loan in one day, or in four months or longer, you will be handed your loan and you will be able to examine the loan to see it has not been touched or tampered with and you will break the seals and remove your diamond ring in the exact condition as you left it.

Interest is very simple and not compounded like other businesses. If you borrow $200.00 and repay within 30 days, you will owe $220.00. If you wait sixty days to repay your loan, you will owe $240.00.